Overview
The report evaluated a multi-asset portfolio exposed to equity market beta, interest rate changes, and currency volatility. The objective was to quantify downside risk and translate statistical outputs into practical risk management decisions.
Approach
Built a returns dataset, calculated rolling volatility, estimated historical VaR, tested factor sensitivities, and created downside cases around recessionary equity returns, rate shocks, and correlation breakdowns.
Key Insights
- Portfolio drawdown risk was concentrated in high-beta equities despite apparent sector diversification.
- Correlation increased materially in stressed market periods, reducing the effectiveness of passive diversification.
- Rate-sensitive holdings created asymmetric downside when paired with widening credit spreads.
Business Impact
Recommended a clearer exposure limit framework, additional scenario reporting for investment committee reviews, and a hedge evaluation process tied to volatility thresholds rather than calendar timing.